How to pay for car loans
One of the ways you can pay off your debts to the bank is to pay directly in the branch of the lending organization. Some banks offer payment through a cashier, others put special terminals for this purpose in the hall of their office. To pay a monthly payment through a cashier, you first need to go to a bank specialist who will print you the appropriate receipt. With her, you go to the cashier. The only thing that needs to be remembered is that the specialists will need your passport as a document proving your identity.
If you pay a bank loan through the terminal, you will need your account number. Fill in the numbers in the proposed fields and enter the amount you expect to pay. Alternately load the machine money and get a check.
You can also pay a car loan by transferring funds from one account to another. For example, you get a salary on an account opened with one bank, and a loan was taken at another, you can conduct a bank transfer. This can be done both via the Internet and in a bank.It is only necessary to take into account the fact that some financial institutions charge a certain fee for such an operation.
You can pay the loan through the usual payment terminals, which are available in almost every store. They often provide the function of payment of credit loans. To pay through this machine, select the appropriate section on its screen, enter the number of your account or contract and the amount you will pay. But remember that such a terminal will necessarily take a commission, which will be equal to 1-1.5% of the total amount of payment.
You can pay the loan in the post offices of Russia. For this, there are even special receipts for transferring money through postal operators. Fill it up and give it along with the money to pay the postal worker. He will put down special marks that will indicate that the payment has been accepted and will return your receipt back.
If you do not want to remember about this loan at all, you can use the service of payment through accounting at work. To do this, you need to write an application at work and attach to it a copy of your loan agreement.Once a month, the accounting department itself will transfer the required amount to the account of the lending organization. The only thing you need to check in this case is that the date by which you need to pay the debt comes at about the same time when you are charged and paid out wages.
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When paying the loan, remember that the transfer of money must be done in advance. So, for example, if you transfer money through the Post of Russia, then do it 1-1.5 weeks before the date of repayment of the payment. If you load money directly into the bank, then they will be credited to the account on the same day. However, you should still worry and send the translation at least a couple of days.
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